Travel Direct Insurance: travel insurance made easy
One thing all travelers know—no trip is ever the same. And with adventure comes the possibility of health emergencies, flight cancellations and trip interruptions or lost luggage. That’s where we come in!
Our competitively-priced travel medical insurance gives you comprehensive protection — up to $10,000,000 — for a low daily rate.
We also provide flexible annual plans for frequent travelers.
Wherever you travel in the world, assistance is only a toll-free phone call away. In the event of a medical emergency, friendly Claims Representatives are available 24/7.
Travel insurance coverages
belairdirect features a wide variety of insurance products –so you can choose the options that are right for you!
Pay less for coverages and travel more throughout the year with our Multi-trip Annual plan. It’s the best value we offer. Simply select the maximum number of days you plan to be away on any one trip and travel worry-free. No matter how often you travel, this Travel Medical Insurance goes wherever you go.Learn more about Multi-trip Annual coverage
If you’re planning on travelling only once this year, Single Trip coverage is the most economical way to travel protected. Rates will vary depending on if you're travelling within Canada, to the United States or somewhere else in the world.Learn more about Single Trip coverage
This Travel Medical Insurance covers people visiting Canada, new immigrants or Canadians returning from abroad who are awaiting provincial medical coverage. This coverage is available for Single Trip only.
This insurance covers visitors to Canada requiring an emergency hospital stay or emergency medical treatment. It also protects recent immigrants and Canadians returning to Canada after living abroad who are awaiting provincial health plan coverage.
Some of the benefits include medical transport, emergency dental, prescription drugs and additional board and lodging expense for your travelling companion while you are confined to a hospital.
You can choose coverage options with limits from $10,000 to $300,000 CAD.
Choose any of the following coverage options:
Pre-existing Condition Coverage* is an optional coverage that provides up to $250,000 for eligible unstable pre-existing conditions.
Trip Cancellation /Trip Interruption* reimburses certain travel costs if your travel plans are cancelled before your departure or if they are disrupted after the start of your trip.
Trip Cancellation/Trip Interruption coverage reimburses certain travel costs if your travel plans are cancelled before your departure or if they are disrupted after the start of your trip because of a covered risk, such as your unexpected sickness, injury and death or that of your travelling companion, your immediate family or your travelling companion’s immediate family, natural disaster, travel advisory, subpoena, hijacking, involuntary job loss, missed connection and non-issuance of a travel visa.
Maximum coverage is up to sum insured for trip cancellation or up to $25,000 for trip interruption.
Trip Interruption* reimburses certain travel costs if your travel plans are disrupted after the start of your trip.
This insurance reimburses travel costs up to $25,000 if your travel plans are disrupted after your trip had begun due to a covered risk, including your unexpected sickness, injury, death and quarantine or that of your travelling companion, your immediate family or your travelling companion’s immediate family, death or hospitalization of a business partner, key employer, employee or host at final destination, natural disaster, hijacking, missed connection and more.
Available for Single Trip and Multi-trip Annual plans.
This coverage is available to permanent residents of Canada and visitors to Canada who would like to purchase Trip Interruption for travel anywhere in the world, provided the travel originates in Canada.
Insurance must be purchased before leaving for the trip.
Baggage Insurance* covers the loss, damage, destruction or theft of your baggage, belongings and currency.
This insurance pays for the loss, damage, destruction or theft of personal effects owned by you while in transit, or while in any hotel or any other building, en route anywhere in the world, on water, land or in the air.
Maximum coverage - $1,500 per person or $3,000 per family.
All-inclusive Holiday Package for Canadians* combines Travel Medical Insurance, Trip Cancellation/Trip Interruption, Accidental Death & Dismemberment and Baggage Insurance for great coverage at a packaged rate.
Non-medical Package* combines Trip Cancellation/Trip Interruption, Accidental Death & Dismemberment and Baggage Insurance at a packaged rate. It’s a smart addition if you have travel medical benefits already in place.
Nobody wants to think about what could go wrong on a trip. It’s impossible to predict an accident. Should you die prematurely, or become disabled, leave your family and loved ones financially secure.
Air Flight/Common Carrier Accident: Maximum limit—$100,000
24-hour Accident: Maximum limit—$25,000
Rental Car Protection* provides coverage worldwide against physical damage or loss of a car when you rent or lease during your trip. Up to $50,000 worldwide against physical damage and loss of a car you rent or lease automobile car on your trip.
- Deductible* - Choose from a wide selection of deductible options, ranging from a zero deductible up to $100,000. Higher deductibles mean more savings.
- Extensions* - Obtain coverage for additional days for either Single Trip or Multi-trip Annual insurance policy by purchasing an extension. Extensions are available at any time during your trip and are subject to certain conditions.
- Top-up* - If you already have coverage for a portion of your trip from other health insurance plans, you can purchase Travel Direct as top-up insurance which covers you for the full duration of your trip. Top-ups may only be purchased prior to departure.