How does automerit work?
Available through the belairdirect app, automerit uses sensors aboard your smartphone to evaluate your driving habits and provide you with a personalized price based on how safe you drive. Only risky drivers will see their premium increase, while most of our clients will save thanks to their good driving habits.
A Personalized Dashboard
View your driving stats in real-time on your personalized dashboard.
Get a detailed description of each of your driving events while you were behind the wheel.
Safety Score & Tips
Take a closer look at how safe you're driving and get personalized tips to improve your driving.
After each trip, you’ll have access to:
What is a Safety Score?
Your Safety Score is a summary view of how safe you drive based on your driving data from the last 6 months. It is used to personalize the price you pay for your car insurance. The safer you drive, the higher your Safety Score is, and the more you could save.
What counts in your Safety Score?
Your safety score is mainly based on these 3 factors:
Driving within the speed limits at all times.
Braking and accelerating smoothly.
Keeping your focus on the road and avoiding phone use.
There are still other pricing factors that could affect the price of your car insurance.
How to join the automerit program
Frequently asked questions about automerit
Need some answers before joining our automerit program? We’re here to help.
In order for us to capture an accurate picture of your driving behaviour, you must drive a minimum of 1,000 km during a collection period. If you don't, any automerit discount will cease to apply until a new collection period is completed. or high-risk driving surcharge will cease to apply until a new collection period is completed.
During each collection period, you must drive a minimum distance of 100 km to qualify for a low kilometres discount and a minimum distance of 1,000 km to qualify for a driving discount. This distance is required to capture an accurate picture of your driving behaviour. If the minimum distance is not met, any automerit discount will cease to apply until a new collection period is completed.
For more details on how your low kilometres discount is determined, please consult the chart below:
|Low KM Discount||km/Year||Low KM Discount||km/Year|
|15%||100* - 3000||7%||6,501 - 7,000|
|14%||3,001 - 3,500||6%||7,001 - 7,500|
|13%||3,501 - 4,000||5%||7,501 - 8,000|
|12%||4,001 - 4,500||4%||8,001 - 8,500|
|11%||4,501 - 5,000||3%||8,501 - 9,000|
|10%||5,001 - 5,500||2%||9,001 - 9,500|
|9%||5,501 - 6,000||1%||9,501 - 10,000|
|8%||6,001 - 6,500||0%||10,001 or more|
* 100 km minimum distance required during each collection period.
Yes, you can end your participation in the automerit program at any time by contacting us. However, you will lose any discount related to the program.
Please contact us in advance if you're planning not to drive for more than 30 days. If you don't, this could result in the cancellation of your automerit enrolment and you will lose any discount related to the program.
We use strict security safeguards when storing or destroying your personal information in order to prevent unauthorized access, collection, use, disclosure, copying, modification, disposal or similar risks. In the event that we transfer your personal information to a third party (e.g. our service provider, TrueMotion, Inc.), we contractually require such third party to protect and handle your personal information in a manner consistent with our own privacy safeguarding measures and according to all applicable laws.