Insurance for 50+

Benefitting from our 50+ products and discounts

Your experience matters! With belairdirect, you’ll have access to a variety of products and rates that reward your experienced driving record as well as unique products and rates for your home!


We’re pleased to offer our 50+ products and rates!

Waiver of Deductible1

No deductible to pay (up to $1,000) in the event of a hit-and-run or a total loss. Now that’s peace of mind!

No Obligation to Rebuild21

If you experience a total loss to your home, you can choose to receive the replacement-cost value, without the obligation to rebuild- giving you the freedom to choose.

Special rates for those 50+

Accident Forgiveness32

There will be no increase in your car insurance premium, at renewal, as a direct result of your first at-fault accident. As an experienced driver, this product is offered to you for 20%25%33%35% less!

S.O.S. Identity43

If you’re a victim of identity theft, you’ll be reimbursed for the costs associated with restoring your identity (up to $25,000). This product is offered to you for 25%33% less!

Home Claim Forgiveness

Protect yourself against a premium increase resulting from your first claim in a period of 10 years. Since you are 50 or older, you could also benefit from a saving of 25% on this product

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