Peace of mind with our 50+ products
Experienced drivers 50 and over can save: Car insurance for seniors
Even if your driving habits have remained unchanged and your driving record continues to be spotless, your car insurance rates can still increase over time.
Typically, auto insurance rates get lower as drivers move into middle age when they acquire years of driving experience and loyalty discounts. However, statistically speaking, elderly drivers are more likely to be involved in accidents.
Therefore, it’s important to find coverage from an insurance company that understands the value of experience behind the wheel. That’s why belairdirect created insurance products specifically for experienced drivers who are 50 years and older. It’s the perfect way for senior citizens and older drivers to save with peace of mind on the road.
Our 50+ insurance products and rates
Waiver of Deductible11
No deductible to pay (up to $1,000) in the event of a hit-and-run or a total loss. Now that’s peace of mind!
No Obligation to Rebuild2
If you experience a total loss to your home, you can choose to receive the replacement-cost value, without the obligation to rebuild - giving you the freedom to choose. Rest assured, belairdirect has you covered.
What we offer mature drivers: Special rates for drivers 50+
There will be no increase in your car insurance premium, at renewal, as a direct result of your first at-fault accident two first at-fault accidents. As an experienced driver, your history of safe driving should speak for itself.
When the time comes to renew your policy, there will be no increase in your car insurance premium as a direct result of your first at-fault accident two first at-fault accidents when you add this endorsement to your coverage.
Prepare yourself for the unexpected with S.O.S. Identity Theft Protection. If you’re the victim of identity theft, you’ll be reimbursed up to $25,000 for the costs associated with restoring your identity. You could save up to 33% 25% on this additional endorsement.
Home Claim Forgiveness®
Simplify your life and protect yourself against a home insurance premium increase resulting from your first claim in a period of 10 years. Have confidence in your home insurance coverage and benefit by possibly saving up to 25% on Home Claim Forgiveness.
Safety tips for mature drivers
Be safer on the road by addressing the effects aging have on your driving by being proactive
and realizing that your driving ability will likely be impacted by changes to your body.