Insurance for 50+
Benefitting from our 50+ products and discounts
Your experience matters! With belairdirect, you’ll have access to a variety of products and rates that reward your experienced driving record as well as unique products and rates for your home!
We’re pleased to offer our 50+ products and rates!
Waiver of Deductible1
No deductible to pay (up to $1,000) in the event of a hit-and-run or a total loss. Now that’s peace of mind!
No Obligation to Rebuild21
If you experience a total loss to your home, you can choose to receive the replacement-cost value, without the obligation to rebuild- giving you the freedom to choose.
Special rates for those 50+
There will be no increase in your car insurance premium, at renewal, as a direct result of your first at-fault accident. As an experienced driver, this product is offered to you for 20%25%33%35% less!
If you’re a victim of identity theft, you’ll be reimbursed for the costs associated with restoring your identity (up to $25,000). This product is offered to you for 25%33% less!
Home Claim Forgiveness
Protect yourself against a premium increase resulting from your first claim in a period of 10 years. Since you are 50 or older, you could also benefit from a saving of 25% on this product