Say hello to savings.
Group members save up to 34% 31% 32% 28% on car and home insurance.*

Give yourself the gift of simpler insurance.
No matter what type of coverage you’re looking for, you can simplify your insurance with exclusive rates paired with great coverages and convenient tools.
- Exclusive discounts There’s value in being a group member. Get preferred rates for both car and home insurance.
- Enhanced coverage Extra coverage at no additional cost is always a plus! With the Affinity Plus endorsement, group members receive enhanced coverages, and receive exclusive access to add-ons and benefits.
- Enhanced digital features Time is money! Use our highly rated insurance app and save time with quick and easy access on your insurance policies, and so much more.
- Exceptional 24/7 claim support Accidents don’t just happen from 9 to 5! Whenever you need help with a claim, we’ll be there to support you, online, over the phone, or through the belairdirect app.
Time to switch to something simpler, with great coverages such as:
Car insurance
- Available First Accident Forgiveness1 offers protections due to your first two at-fault accidents first at-fault accident
- Get your deductible waived with available waiver of deductible if your loss or damage exceeds $25,000
- Access to up to $60,000 in rental car damages coverage in Canada and the U.S.!
- We offer Roadside Assistance to help you stay safe wherever you are
- If you're a household with more than one vehicle insured with belairdirect, you could get a multi-vehicle discount
- Save when you bundle your car and home insurance!
Home insurance
- Travelling? Your policy covers up to $500 per insured person, and up to $1,000 per family for delayed bags.
- Up to $25,000 in protection for identity theft and cyberattacks
- Up to $20,000 in theft coverage for valuables like jewellery, watches and furs.
- Coverage for stolen bicycles, e-bikes, and equipment.
- Coverage for homeowners, condo owners, and tenants
- Save when you bundle your car and home insurance
- With Home Claim Forgiveness you don't have to worry about an increase to your premium as a result of your first claim

A smart insurance app with perks
With the belairdirect app, you get instant access to your insurance wherever you are! Managing your car and home insurance has never been this quick and easy.
- Access your digital proof of car insurance
- Activate a personalized car insurance premium with automerit®*21
- View your insurance documents and billing statements
- Submit and track a claim
- Make changes to your policy and more!
Learn more about the belairdirect mobile app
It pays to be a member
Ready for exclusive member savings? Get a personalized quote online in just a few minutes and see how much you could save:
Not sure if you belong to one of our groups? Call us today and see if you qualify for exclusive savings!