Take control of how much you pay for your car insurance with automerit®
Already a customer? Contact us to activate automerit.
Already a customer? Join the program by contacting us.
How does automerit work?
Available through the belairdirect app, automerit uses sensors aboard your smartphone to evaluate your driving habits and provide you with a personalized price based on how safe you drive. Only risky drivers will see their premium increase, while most of our clients will save thanks to their good driving habits.
Available through the belairdirect app, automerit uses sensors aboard your smartphone to evaluate your driving habits and provide you with a personalized price based on how safe you drive.
After each trip, you’ll have access to:
After each trip, you’ll have access to:
What is a Safety Score?
Your Safety Score is a summary view of how safe you drive based on your driving data from the last 6 months. It is used to personalize the price you pay for your car insurance. The safer you drive, the higher your Safety Score is, and the more you could save.
Save more when you drive safe What counts in your Safety Score?
Your safety score is mainly based on these 3 factors:
Safe Speed
Driving within the speed limits at all times.
Smoothness
Conduct smooth breaking and acceleration.
Braking and accelerating smoothly.
Focus
Maintain focus and avoid distractions (like your cell phone).
Keeping your focus on the road and avoiding phone use.
There are still other pricing factors that could affect the price of your car insurance.
Additional free perks
By activating your personalized premium automerit, you also get access to these free perks:
Crash Assist
- Complimentary 24/7 access to real time crash assistance
- Simple digital tools to help you make a claim
- Emergency button and nearby towing finder so you can stay safe
- Personalized Crash Scene Guide to help you in any situation
Car Care
- Extend the lifespan of your vehicle with regular maintenance
- Receive upcoming service notifications to avoid unexpected costs
- Keep up to date on recalls that could impact your safely
Weather Alerts
- Avoid potential risks and plan ahead with weather notifications
- Prevent weather damage with simple tips
How to join automerit How to join the automerit program
Easy to join. Easy to use. Get a 10% enrolment discount simply for signing up for the program.*
1 Sign up
Get a quote and subscribe to automerit.
As you apply for your quote, subscribe to the automerit program.
2 Download
Download the belairdirect app, set up your account and accept the Terms of use.
Download the belairdirect app, set up your account and activate the program.
3 Drive
You’re all set! Let's hit the road and start saving* by driving safely.
Take control of how much you pay for your car insurance
Already a client? Call us to join automerit today .
Already a customer? Join the program by contacting us.
Frequently asked questions about automerit
Need some answers before joining automerit program? We’re here to help.
1 - When will the price of my car insurance change?
Your driving data is collected throughout your policy term until renewal, which allows us to adjust your premium. This could increase or decrease the cost of your car insurance and change your price when your policy is renewed.
2 - Can I cancel my registration for automerit at any time?
Yes, you can cancel your registration at any time by contacting us. However, your premium may decrease or increase depending on your previously collected driving data upon renewal and if the activation discount is present, it would be removed.
3 - What happens if I don’t drive for a while?
As long as the app has enough data on your driving habits (you drove 500 kilometres or more), we can apply Adjustments to your premium when your car insurance is renewed. If you didn't drive 500 km or more, you might not receive a premium adjustment, or the adjustment may have less impact on your premium than expected. We will take your trips into account as soon as you start driving again. The more you drive, the more significant your premium adjustments will be.
4 - How is my driving data protected?
When storing or destroying your personal information, we use strict security safeguards to prevent unauthorized access, collection, use, disclosure, copying, modification, disposal, or similar risks. If we need to transfer your personal information to a third party such as our service provider, Cambridge Mobile Telematics, inc., they're contractually required to protect and handle your personal information. This transfer is consistent with our privacy safeguarding measures and according to all applicable laws.
1 - How many kilometres do I have to drive?
During each collection period, you must drive a minimum distance of 1,000 km to qualify for a driving discount. This distance is required to capture an accurate picture of your driving behaviour. If the minimum distance is not met, any automerit discount will cease to apply until a new collection period is completed.
In order for us to capture an accurate picture of your driving behaviour, you must drive a minimum of 1,000 km during a collection period. If you don't, any automerit discount will cease to apply until a new collection period is completed. or high-risk driving surcharge will cease to apply until a new collection period is completed.
2 - Can I withdraw from the program at any time?
Yes, you can end your participation in the automerit program at any time by contacting us. However, you will lose any discount related to the program.
3 - What happens if I don’t drive for a while?
Please contact us in advance if you're planning not to drive for more than 30 days. If you don't, this could result in the cancellation of your automerit enrolment and you will lose any discount related to the program.
4 - How is my driving data protected?
We use strict security safeguards when storing or destroying your personal information in order to prevent unauthorized access, collection, use, disclosure, copying, modification, disposal or similar risks. In the event that we transfer your personal information to a third party (e.g. our service provider, Cambridge Mobile Telematics, inc.), we contractually require such third party to protect and handle your personal information in a manner consistent with our own privacy safeguarding measures and according to all applicable laws.
Still have questions? Browse our FAQ section or consult our Terms of use for automerit.
Subscribed between July 11th, 2020 and February 6th, 2022? Consult our FAQ section or consult our Terms of use.
Subscribed before July 11th, 2020 ? Consult the Terms of use.
Subscribed between October 18th, 2020 and February 6th, 2022? Consult our FAQ section or consult our Terms of use.
Subscribed before October 18th, 2020? Consult the Terms of use.
Still have questions? Browse our FAQ section or consult our Terms of use for automerit.
*Enrolment and automerit discounts are not applicable to GRID limitations for basic coverage premiums.