Enhanced Water Damage Package
With water-related claims on the rise in Canada, water damage is now the number one threat to your home. It’s important that you have the coverage you need in the event that water enters your home.
This is coverage in the event water accidentally backs up from the sewer system and flows into your home. We now include $1,000 towards the installation of a sewer back-up loss prevention device after a covered loss.
Water and sewer lines
This is coverage to repair or replace your water service line and/or sewer line due to a loss resulting from a leak, break, tear, rupture or collapse of the line.
If Sewer Back-Up and Water and Sewer Lines are the only two coverages appearing under the EWDP on your Coverage Summary page, you do not have coverage for loss or damage due to sewer back-up resulting from a flood or sewer back-up occurring at the same time as a flood, or coverage for water backing up from a storm drain. These losses are covered under the Overland Water coverage, which is included for customers who qualify.
Overland water (Included for those who qualify)
This coverage is for water damage caused by lake/river, overflow, heavy rain or rapid snowmelt that enters your home from a point at or above ground surface.
Ground water (Optional for those who qualify)
This is coverage for damage caused by water entering your home suddenly and accidentally through a basement wall, foundation or floor.
This is an overview of some of the benefits for which you may be eligible and is for informational purposes only. Some conditions, limitations, and exclusions may apply. Please refer to your Homeowners Insurance Policy, or contact us for full details of the coverage.