5 essential tips to add to your moving checklist

Why do Canadians move? The top reasons are upgrading to a larger dwelling, being in a more desirable neighbourhood, becoming a homeowner, a change in family size, and reducing housing costs. Since we will all have to relocate at some point, we invite you to use the five tips listed below to make your next move as smooth as possible.

 

1. Change your address

Don’t forget to send a change of address notice to the federal and provincial governments, your bank, your telephone/internet provider, and so on. To make a list of providers you need to notify, review your bank statement or credit card statement over the last few months. You’ll see your main payments there, and you can simply make a list and notify the relevant companies.

For a simple solution, Canada Post has a mail forwarding service that allows you to forward your mail to your new address for a period of four months to one year after your move.

2. Reserve your moving truck or your moving company

Be sure to plan your moving day in advance. If you’re very fit or you have some friends built like football players, you can rent a truck and handle the move on your own. Make sure to carefully review coverage options provided by the rental company. Available coverage under your personal policy may vary depending on the type of truck rented.

You can also enlist the services of a mover. Be sure to hire a reliable firm that carries civil liability insurance. You can make use of some resources for more tips and details, depending on your province of residence, like the Ontario Consumer Protection website for example.

A few days before the move, confirm your truck rental or the scheduled arrival time of your movers, along with anyone else who has agreed to help you.

3. Notify your insurance company of the move

It’s important to notify your insurer of any change that could have an impact on your car or home insurance policy, such as the geographic location of your new residence, the existence of a business or office, the number of dwellings, and the type of construction. A change of status from tenant to homeowner or vice versa as a result of a move is another important change to report.

You also need to think about your car insurance, since your move could change a few factors.

Typically your insurer will cover your belongings for 30 days from the time they are moved from your current residence to your new residence. This timeframe covers transportation time and continues once the items are in your new residence. It is important to contact your insurer quickly so that they can adjust your insurance coverage to your new location and ensure that it continues to meet your needs.

4. For long distance movers, choose a safe storage plan

If you are relocating temporarily or moving to a smaller space, storage may be a good option for you. Storage companies may provide coverage for your belongings while they are in their warehouses and, depending on your insurance policy, you can also choose various types of coverage for belongings that are stored temporarily. Once again, you need to contact your insurer to find out more.

It is essential to choose a secure storage option. Before making a decision, look into what measures will be taken to protect your belongings—guards, an alarm system, types of locks—and verify the access to the premises.

5. Review your checklist and be (very) prepared

Stock up on extra boxes and packing tape, and prepare a tool kit both at your current residence and your new one. Take the time to measure certain pieces of furniture as well as the doors and entryways of your new place. Knowing in advance that a sofa is too big to fit through your front door gives you time to find an alternative. Make sure to pack a small emergency suitcase to take with you that contains various items you’re likely to need the day after your move. That way, if you can’t find something in the sea of boxes, you’ll have what you need to function!

EXTRA: Take additional precautions during the pandemic

These days, it is important to take additional measures to ensure you and your loved ones are protected. For example, the guide from the Société d’habitation du Québec (SHQ), available online, contains tips and good health practices to adopt in order to avoid transmitting the virus.

 

Now that you’ve mastered moving, or at least, have picked up some very useful habits, you’re ready for the next step: settling in! Now is a great opportunity to discover the benefits of making your house a smart home, test your knowledge of home insurance to make the right choices, and familiarize yourself with your oh-so-important roof!

 

New homeowner? We have some tips to help you get settled, as well as the insurance coverage you need to get peace of mind.