How do you calculate my car insurance premium?

“When we calculate your premium, we look at a lot of things, including:
-Your age and driving experience
-Whether your vehicle is for business, commuting or leisure
-The year, make, model and type of vehicle
-Claims you’ve made in the past
-The driving history of any other people who will be behind the wheel
Everyone’s situation is different, so everyone’s premium will be too. It’s important to get the right amount of coverage for your unique situation so you’re not overpaying or underinsured.”