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Insurance for Couples

Get the right coverage for every life event.

Life is full of exciting milestones. Whether you’re moving in together, buying your first car as a couple or starting a family, your insurance needs are going to change. Rest assured that with belairdirect, you’ll always be able to choose the right amount of coverage.

Insurance Quotes

Insure your car

Two Lovebirds with One Car

  • You both work but have only one car
  • One of you drops the other off at the train station each morning and continues on to the suburbs for work.
  • You own a condo or house.

Insurance Wish list

  • Discounts
  • Protection for your brand new car and your home
  • A rental car to keep you on the road in case your car is damaged

Suggested coverage

  • Standard Coverage
  • Collision and upset and All perils other than collision or upset coverages so you’re protected against the unexpected
  • Collision and Comprehensive coverages so you’re protected against the unexpected
  • Replacement Cost Coverage for your brand new car
  • Waiver of depreciation coverage for your brand new car
  • AutoComfort Coverage for free by combining your car and home insurance
  • Rental car coverage if anything ever happens to your car

Savings Summary

  • Car + Home Discount
  • Anti-theft device prevention discount
  • Claims-free Benefit because you haven’t made a claim in over three years

Please keep in mind that these are just examples. Your individual needs are unique, and your coverage will reflect that.

His and Hers Cars

  • You each own a car, a SUV and a sedan, but you use each other’s car depending on the situation.
  • You work at opposite ends of the city so carpooling isn’t an option
  • You use the sedan for shopping and short trips around town, and you use the SUV when you head to the cottage on the weekend.

Insurance Wish list

  • The best rate possible with the most coverage
  • Coverage in case anything happens to your cars
  • Recognition of your good driving history

Suggested coverage

  • Standard Coverage
  • Collision and upset and All perils other than collision or upset coverages so you’re protected against the unexpected
  • Collision and Comprehensive coverages so you’re protected against the unexpected
  • Replacement Cost Coverage to protect your new sedan
  • Waiver of depreciation coverage for your brand new car
  • The Accident Forgiveness to help keep your premiums down now that you’ve got two cars to insure
  • An accident forgiveness program that will help keep our premiums

Savings

  • Car + Home Discount
  • Multi -Vehicle Discount
  • Anti-theft device prevention discount
  • University graduate benefit

Please keep in mind that these are just examples. Your individual needs are unique, and your coverage will reflect that.

The above examples are for illustrative purposes only. Your coverage will vary based on each person's individual insurance needs and profile. Please contact your certifiedlicensed insurance agent if you have any questions.

Insure your Home

Whether you’re renting, buying a condo, or buying your first home together, your coverage needs will change. Check out the examples below to see how these two types of couples are living and the coverage they chose with belairdirect.

Saving for a Lovenest

  • You are renting for now, but since you’re building your future together, you’re trying to invest in furniture and housewares that will stand the test of time.
  • Saving money is really important to you because you’re hoping to buy a new home soon.

Insurance Wish list

  • The best rates possible so you can save money
  • Protection for your new furniture
  • Coverage for your engagement ring

Suggested coverage

  • Tenants coverage
  • Car and home coverage
  • Special coverage for your engagement ring

Savings

  • Car + Home Discount because one of you already insures his car with belairdirect
  • Occupation Association benefit because of where one of you works

Please keep in mind that these are just examples. Your individual needs are unique, and your coverage will reflect that.

Couple with Young Children

  • You have a new baby
  • You have a beautiful new home that you custom designed
  • You own a car that you use daily
  • You also inherited a cottage

Insurance Wish list

  • Best rate possible with the most coverage
  • Adding coverage for your cottage on the same policy
  • Recognition for being responsible home owners

Suggested coverage

  • Standard homeowners coverage because it covers both properties plus the toolshed in your backyard and the boat that came with the cottage
  • Standard homeowners coverage because it covers the toolshed in your backyard
  • Separate insurance for your cottage and boat
  • Car and home coverage
  • SOS Home for all your electronics
  • Water Damage endorsement because you live in a mature neighbourhood

Savings Summary

  • Car + Home Discount
  • Claims-Free benefit because you haven’t made a claim in the past five years
  • New home benefit because your home is less than 10 years old
  • Non--Smoker benefit
  • HydroSolution savings
  • Occupation Association benefit because of your workplace
  • Prevention discount because you installed an alarm system

Please keep in mind that these are just examples. Your individual needs are unique, and your coverage will reflect that.

The above examples are for illustrative purposes only. Your coverage will vary based on each person's individual insurance needs and profile. Please contact your certifiedlicensed insurance agent if you have any questions.

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