Protect your good driving record and keep your premium from going up after your first two at-fault accident. These are just two of the many ways you’re covered with The Crash-Proof Policy.
When you’ve got The Crash-Proof Policy, you can rest assured that your good driving record and your premium are protected. Your good driving record should be rewarded, and that’s exactly what happens.
This coverage is an optional add-on to our standard coverage.
Protection of your good driving record and your premium
We trust that you want to be a good driver and will do whatever it takes to be one. That’s why you’re forgiven for your first two at-fault accident. By forgiven, we mean you won’t face an increase in your premium when it comes time for renewal after your at-fault accident.
Emergency roadside assistance
You get roadside assistance for those times you need help.
You get roadside assistance from belairdirect, including automatic membership to CAA-Quebec and all the benefits that come with it.
Hospital care allowance following a car accident
If you’ve been injured in a car accident and need hospitalization for more than three consecutive days, you’re covered for up to $200 per day, up to $73,000.
We want you to fully benefit from The Crash-Proof Policy. So please double-check the list of conditions below to make sure there’s nothing to stop you from receiving the full benefits of this coverage if you have an at-fault accident.+See conditions
Open Road Benefits
Boost your coverage limits by adding Open Road coverage to The Crash-Proof Policy.
CAA-Quebec Membership Benefits
When you add the Crash-Proof Policy, you get roadside assistance coverage including an automatic CAA-Quebec Classic membership (if you're not yet a member). Benefits of a Classic membership include:
Add CAA Plus to your insurance, and you get all the benefits of a CAA-Quebec Classic membership plus several other advantages and services, such as free towing up to a distance of 160 km, free gas delivery and more!