The advantages of belairdirect’s RV Comfort protection
With belairdirect, you could stay covered thanks to a complete range of insurance protections.
Take advantage of insurance that meets your needs and coverage that goes as far as you do!
A $7,500 guarantee for your personal property
Not only will you caravan remain protected with insurance from belairdirect, you can rest easy knowing your movable property inside the caravan and, (under certain conditions) outside of it are insured. With RV Comfort protection, you could be covered up to a maximum amount of $7,500.
You could automatically be covered for equipment and accessories
The equipment and accessories within your caravan may be covered if they were included in the value of the caravan when it was insured. This equipment can include verandas, patios and screens attached to, or in the same location as the caravan.
A unique insurance deductible for a unique vehicle
If you’re the victim of a loss affecting both the caravan covered by your insurance contract and contents covered by a belairdirect home insurance policy, you may benefit from a single deductible in addition to the cancellation of the deductible in the event of a major loss or hit and run.
Civil liability coverage, even if you’re not the owner of the caravan
With belairdirect RV Comfort insurance, you could receive up to $100,000 in coverage if ever you are held liable for damage to a rented or borrowed vehicle that is comparable to your caravan. You could also get a temporary replacement vehicle at no extra cost. Get an allowance of up to $100 per day, up to a maximum of $3,000, for travel and/or the rental of a temporary replacement vehicle in the event of a covered loss.
Get access to roadside assistance anywhere in Canada and the United States
In the event of a problem on the road, rest assured that we will be at your side thanks to the belairdirect® Roadside Assistance program. With our assistance service, you have 24/7 access to towing (within 50 km) and roadside assistance services such as wheel changes, door unlocking, battery boosting or gas delivery to get back on the road in no time.
Towing and repatriation of your caravan
In the event that your caravan breaks down and needs to be brought back, you could be compensated up to a maximum of $8,500 for costs related to bringing your trailer, fifth wheel, mounted trailer or tent trailer back to your home in the event of a total loss of the towing or carrying vehicle.
Additional living expenses
If your caravan is rendered unusable due to damage caused by a covered loss, the expenses incurred, in addition to your regular expenses to maintain your standard of living could be covered up to a maximum amount of $2,000.
We’ve got answers to your
caravan insurance questions
1 - What is a caravan?
A caravan, is a towable vehicle meant to serve as a mobile home for leisure purposes. Several vehicles fall under the category of caravans including travel trailers, fifth-wheel trailers and camper trailers, amongst others. In order to be eligible for RV Comfort protection from belairdirect, the caravan must be used for personal use and be non-stationary. If you wish to insure a stationary caravan, it must be insured on your home insurance policy.
2 - Do I need to insure my caravan?
The Automobile Insurance Act requires all owners of motor vehicles operating in Quebec to have third-party liability insurance. This means that your caravan is not exempt. This coverage may cover damage caused to another person by your caravan.
Savings that really add up...
With solid coverage and competitive premiums, belairdirect offers you comprehensive RV insurance coverage for whatever the road may have in store for you. Don't hesitate! Hit the road with confidence and take advantage of all the discounts you may be entitled to. You could receive a discount if: