Preventing Snow Storm Damage

During a snow storm, solid precipitation is formed due to low temperatures. In some parts of the country, these storms are not necessarily restricted to the winter season, but may occur during the fall and spring as well. Blowing snow is another issue that can affect visibility when strong winds carry snow that is on the ground.

A winter storm can last several days and be accompanied by extremely cold temperatures, strong winds and ice. Some of us may not be fully aware of the possible dangers of a winter storm. It can wreak havoc in communities, causing road accidents and power outages. If a storm watch warning has been issued, we recommend you quickly put a safety plan in place so that you and your family remain safe and warm.

Follow these winter survival tips below to help protect yourself, your car and your home from the hazards of a winter storm.

Emergency supply kit


  • Water (3-day supply)
  • Food (3-day supply of non-perishable, easy-to-prepare food)
  • Non-electric can opener
  • Hand-crank flashlight
  • Battery-powered or hand-crank radio
  • Extra batteries
  • First aid kit
  • Medications (3-day supply)
  • Multi-purpose tool
  • Sanitation and personal hygiene items
  • Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
  • Cell phone with chargers
  • Family and emergency contact information
  • Extra cash
  • Baby supplies (bottles, formula, baby food, diapers)
  • Pet supplies (collar, leash, ID, food, carrier, bowl)
  • Sand, rock salt or kitty litter to make walkways and steps less slippery
  • Warm coats, gloves or mittens, hats, boots and extra blankets and warm clothing for all household members

Protect Yourself

  •  Listen to your local news station regularly for current and long-term forecasts before planning to take any trips. 
  • Avoid traveling when the weather service has issued advisories.
  • If you must travel, inform a friend or relative of your proposed route and have an emergency supply kit in your car.
  • Protect yourself from frostbite and hypothermia by wearing warm, loose-fitting, lightweight clothing in several layers.
  • Be aware of the wind chill factor.
  • Work slowly when doing outside chores.
  • Carry a cell phone.
  • Check on family and neighbors who are at-risk from cold weather hazards: young children, older adults, and the chronically ill.
  • If you have pets, bring them inside. If you cannot bring them inside, provide adequate, warm shelter and unfrozen water to drink

Protect your family from carbon monoxide

  • Keep grills, camp stoves, and generators out of the house, basement and garage.
  • Locate generators at least 20 feet from the house.
  • Leave your home immediately and call 911 if the CO detector sounds or if you experience symptoms such as headaches, nausea, dizziness or a loss of consciousness.

Follow these safety rules if you become stranded in your car

  • Stay with your car unless a safe destination is less than 100 yards away.
  • Continue to move arms and legs to stay warm.
  • Stay visible by putting bright cloth on the antenna, turning on the inside overhead light (when engine is running), and raising the hood when snow stops falling.
  • Make sure the tailpipe is not blocked.
  • Run the engine and heater only 10 minutes every hour.
  • Keep a downwind window open.
  • Wait until the storm has passed before leaving your car.


The information contained on this webpage is for informational purposes only. belairdirect makes no representation, warranty or guarantee that use of this information will prevent damage. Your insurance contract prevails at all times, please consult it for a complete description of coverage and exclusions.

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