How much insurance do I need to have by law?

If you want to drive a car in Quebec, there’s a minimum civil liability insurance you need to have. This minimum is $50,000 in Civil Liability, however, if you finance or lease your car, the financing company usually asks you to get complete coverage. This includes Liability, Collision and upset and All perils other than collision or upset. Have a look at our easy-to-read coverage chart that outlines these sections and minimum coverage. You’ll also see options for increasing the amount of coverage you have.

In Alberta, Ontario, New Brunswick, Prince Edward Island and Nova Scotia, if you want to drive a car, there’s a minimum amount of insurance you need to have. This minimum amount of insurance is outlined in our standard coverage chart. You’ll also see options for increasing the amount of coverage you have or buying more coverage.

In Quebec, there’s a minimum civil liability insurance you need to have. This minimum is $50,000 in Civil Liability, however, if you finance or lease your car, the financing company usually asks you to get complete coverage. This includes Liability, Collision and upset and All perils other than collision or upset. Have a look at our easy-to-read coverage chart that outlines these sections and minimum coverage. You’ll also see options for increasing the amount of coverage you have.

In British Columbia, if you want to drive a car, there’s a minimum amount of insurance you need to have. This minimum amount of insurance you must purchase through ICBC. Their mandatory basic Autoplan insurance includes $200,000 Third Party Liability, Autoplan Accident Benefits and Underinsured Motorist Protection.