When am I covered for Trip Cancellation /Trip Interruption?

To be covered, you need to have Trip Cancellation /Trip Interruption Coverage. Please keep in mind that this doesn’t replace coverage offered by insurance companies. Trip Cancellation/Trip Interruption coverage reimburses certain travel costs if your travel plans are cancelled before your departure or if they are disrupted after the start of your trip because of a covered risk, such as your unexpected sickness, injury and death or that of your travelling companion, your immediate family or your travelling companion’s immediate family, natural disaster, travel advisory, subpoena, hijacking, involuntary job loss, missed connection and non-issuance of a travel visa.