If I’m a tenant why would I get home insurance?
Although there’s no law about having tenants insurance, there sure are a lot of compelling reasons. So many unexpected things can happen, like a fire or a break-in. If either of these happened, it could cost you thousands to replace your belongings, things like furniture, electronics, appliances, bedding, and clothes. Your tenants insurance would cover these things, and the cost of temporary accommodation if you need to move out when repairs are being done. What’s more, if you accidentally injure someone or damage another person’s property anywhere in the world, your liability coverage will protect you, up to the amount of your insurance coverage.