Does my belairdirect home insurance have any limits for coverage?

Yes. There are special limits for certain items, such as jewellery, furs, bicycles, collections, boats, and money… Limits are different from policy to policy. If you need to raise the amount of coverage on one of these items, you can add an endorsement to your policy or add a floater that protects something in particular. You can always adjust your insurance to make sure your coverage meets your unique needs.