Are my swimming pool and spa covered by my home insurance?
In Quebec, your home insurance covers your inground swimming pool and spa for certain perils, but it is better to add an extra coverage. If f you have an above ground swimming pool and spa, you’ll need to add an extra coverage.
In the rest of Canada, your home insurance covers both these things. Your standard insurance policy protects you in case water seeps into your home because your pool or hot tub leaks.