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Guaranted Customized Coverage

In Quebec, the owner of any vehicle on the road must have a liability insurance contract that guarantees compensation for property damage caused by this vehicle.  Usually, vehicle owners opt for extended coverage to protect themselves under various circumstances.

Compulsory coverage:
Civil liability
Commonly referred to as one way coverage

It protects you against property damage or bodily injury* you may cause to others.

In Quebec, it may also cover damage to your vehicle resulting from an accident for which you are not responsible.

Minimum required by law: $50,000

belairdirect coverage: $1,000,000

Our extended coverage:
Collision

It covers damage to your vehicle as a result of an accident for which you are responsible.

Standard deductible $250

Strongly recommended to protect your auto investment

Your days of paying a deductible when you make a claim are over if you select the $ 0 Deductible offer!

Comprehensive excluding collision

It covers damage to your vehicle such as fire, total or partial theft, vandalism, broken windows and other specified risks.

Standard deductible $50

Accident benefits

Coverage in case of death or dismemberment as a result of an accident involving a vehicle.

- Standard: up to
   $10,000;
- up  to $15,000 with
   AUTOCOMFORT

Supplement to public plan


* With the Public automobile insurance plan, all Quebecers, pedestrians, cyclists, motorcyclists, passengers and drivers of motor vehicles are compensated for bodily injury resulting from an automobile accident occuring anywhere in the world, regardless of who is at-fault.

To consult the standard automobile insurance policy in Quebec, download the following document:

Note: The document are available in PDF format. Download the free Acrobat Reader that let you view this document.




Lifetime warranty on repairs... Exclusive to all our insureds!

Regardless of the type of auto coverage chosen, in the event of an accident, you can take advantage of our RELY network of auto repair specialists.

  • Lifetime warranty on repairs for as long as you own the vehicle;
  • Fast processing of you file by qualified professionals.
Here are our most popular options.  Add them to your policy for extended coverage!

CAA-Quebec: A partnership entirely to your advantage!

Discover all the advantages of our partnership with CAA-Quebec by taking out a Crash-Proof Policy or Supercoverage.  Enjoy privileges such as a CAA-Quebec membership, if you aren't already a member, road service, towing, battery boosting, customized travel itineraries and much more!

Protect your vehicle against depreciation withe the Replacement Cost coverage

If you've recently purchased or leased a new vehicle and have a good driving record, our Replacement Cost coverage protects your vehicle against depreciation in case of partial or total loss for a period varying between 3 and 5 years (depending on your situation). An essential coverage for any new vehicle!

AUTOCOMFORT Coverage:

Popular options grouped together for your convenience!

Would you like to have access to a courtesy vehicle in case of an accident or coverage for when you are driving a rented or borrowed vehicle anywhere in North America?  Our AUTOCOMFORT coverage groups together a few of our most popular options and offers them to you at an affordable price.  You can even receive this coverage free of charge if you have a good driving record and your home is insured with us.

Also discover our special programs and our discounts!  By dealing directly with belairdirect, you save time and money because there are no intermediaries.