The Crash-Proof Policy

Benefits of the Crash-Proof Policy PROTECT YOUR INSURANCE RATES   When you purchase The Crash-Proof Policy, there's no premium increase as a result of your first at-fault accident.* PROTECT YOUR GOOD DRIVING RECORD   belairdirect rewards good drivers. With The Crash-Proof Policy, your good driving record is protected after your first at-fault accident as long as your car is insured with belairdirect. Only in the event of a second at-fault accident will your driving record and rates be adjusted accordingly upon renewal. EMERGENCY ROADSIDE ASSISTANCE   We will reimburse you up to $50 per occurence when you need emergency roadside assistance, as a result of your vehicle breaking down. TRANSPORTATION/ACCOMMODATION EXPENSE   We will reimburse you up to $100 per occurrence for transportation or accommodation you may need following an incident for which you are insured. PROTECT YOUR PERSONAL EFFECTS   Receive up to $1000 to repair or replace contents in your vehicle if they are damaged due to a Collision or Upset for which you are insured. There's more! Get a quote online or contact one of our Licensed Insurance Professionals for more information.

Conditions:

In order for you to benefit from this protection, The Crash-Proof Policy endorsement must be present on the policy before an at-fault accident occurs. This endorsement protects your driving record from penalty for at-fault accidents within a 6-year period. The Crash-Proof Policy endorsement applies to the vehicle that corresponds with it and cannot be transferred onto any other vehicle on the policy. The addition of any driver who drops your driving records below DR7* will invalidate your eligibility for the Crash-Proof Policy endorsement. The Crash-Proof Policy endorsement must be purchased every year, as coverage is valid for one term only. Should there be an at-fault loss while The Crash-Proof Policy endorsement is in-force, the coverage must be renewed each year for you to remain eligible for the driving record protection. Good Driver protection does not apply if you are convicted of a criminal code offence or of a serious or major conviction. The accident-rating waiver provided by this The Crash-Proof Policy is not binding on any other insurer that provides car insurance to the owner of the car or the driver who was found to be at fault for the accident. Good driver protection does not apply if there was violation of any Statutory Conditions or a policy condition within the context of the accident.