Insurance simplified now extends to ridesharing

We’ve added a new coverage option to our personal automobile policies, designed exclusively for ridesharing, to meet your needs and ensure you are well protected.

Good news! With the growing popularity of the sharing and on-demand economy, we’re excited to announce that we’ve adapted our insurance coverage to allow ridesharing. Our personal lines product, designed exclusively for ridesharing, is tailor-made to fit Uber’s commercial insurance policy, ensuring seamless coverage. our personal automobile insurance underwriting rules to allow ridesharing with Uber.

With the growing popularity of the sharing and on-demand economy, we’re excited to modify our products to offer innovative solutions. Ridesharing drivers operating on the Uber platform in Alberta can now add this additional coverage to their belairdirect personal auto policies for a small additional charge. Our personal auto policy is tailor-made to work alongside Uber’s ridesharing policy to ensure seamless coverage.

That’s right, ridesharing drivers operating on the Uber platform in Ontario can now be covered, at no extra cost. All you have to do is call us in order to update your personal auto policy.

That’s right, personal automobile insurance customers requesting permission to participate in Uber ridesharing activities in Quebec with their vehicle will be allowed to do so, at no extra cost. All you have to do is call us in order to update your personal auto policy.

(Our Personal Auto Policy Permitting Ridesharing is currently available in AlbertaOntario)

If you have any questions regarding your personal policy or if you are participating in ridesharing, please call us to update your policy.

For any other matter, please contact Uber or visit their website.

Certain conditions, limitations and exclusions apply to the insurance policies. Certain optional coverages are only available under the Uber commercial policy in Quebec to participating Uber drivers who have such coverage on their personal auto insurance policy. Please contact Uber or visit their website for further details. The information that appears on this website is provided to you for information purposes only. The insurance contracts prevail at all times. Please consult the insurance contracts for complete descriptions of coverage and exclusions.

How does our Personal Auto Policy Permitting Ridesharing work?

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Personal Auto Policy Permitting Ridesharing

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Our Ridesharing Coverage begins when a driver turns on the Uber application

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UBER ridesharing policy

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As long as the application is on, and the driver waits for a ride request, our coverage operates

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UBER ridesharing policy

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When a ride request is accepted by the driver, Uber’s ridesharing policy takes over and continues to operate for the duration of the ride

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Personal Auto Policy Permitting Ridesharing

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When passengers exit the vehicle , our coverage is back on, until another ride request is accepted

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Personal Auto Policy Permitting Ridesharing
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ridesharing policy

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Personal Auto Policy Permitting Ridesharing

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When the application is off, our personal auto policy applies

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UBER Commercial Coverage

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Uber commercial insurance policy coverage begins when a driver turns on the Uber application and is available to accept ride requests

En-Route / On trip

UBER ridesharing policy

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As long as the driver is available to accept ride requests, the commercial coverage operates. It also acts for the duration of the trip, from the moment passengers enter the vehicle until they exit

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Personal auto policy permitting ridesharing
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Commercial Coverage

Please visit Uber’s website for more information on Uber’s commercial insurance policy in Alberta.

Please visit Uber’s website for more information on Uber’s commercial insurance policy in Ontario.

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